BH Presidency adopted the CBBH Annual Report

Central Bank of Bosnia and Herzegovina welcomes the adoption of CBBH Annual Report 2025, at the session of Presidency of Bosnia and Herzegovina.

The Report covers survey on macroeconomic trends for the whole year, business operations of the Central Bank and the financial statements certified by the external auditor. Despite global and geopolitical challenges, 2025 featured the stable results and strengthening of the institutional resilience, confirming the key role of CBBH in preserving monetary and financial stability.

Bosnia and Herzegovina recorded the moderate economic growth, with weakening, but still increased inflation risks. The CBBH continued to run the stable monetary policy in currency board arrangement. Net foreign assets amounted to KM 1.65 billion, which is by KM 293.6 million more compared to the end of 2024. At the end of 2025, foreign currency reserves amounted to KM 18.21 billion and they increased KM 573 million compared to the same period last year, with full coverage of monetary liabilities with foreign currency reserves. The coverage ratio of monetary liabilities with foreign currency reserves was 110 per cent.

CBBH net profit in 2025 was KM 307,367,399.84, being the result of stable and responsible management, with special attention on the efficient management of foreign currency reserves. Such like approach enables the preserving of stability, performing safe and sustainable yields.

The required reserve rate was maintained at 10%, while the growth of cash in circulation continued, partly impacted by tourism and related service activities. At the same time, the Bank continued to improve the payment systems, with activities on the introduction of the TIPS Clone instant payment system and accession to the SEPA area.

The CBBH also worked on harmonisation with international statistical and regulatory standards, and duly performed the fiscal agent function, including the timely servicing of external debt.

A special focus was placed on risk management, including climate-related and operational risks, and the improvement of stress tests of the banking sector. Financial indicators indicate the stability of banks' liquidity.

During 2025, activities in the field of sustainability and social responsibility, primarily financial education, inclusion and gender equality, were further strengthened.

The adoption of the Report confirms the credibility and professional work of the CBBH, which remains committed to preserving monetary stability and further contributing to the country's economic development.