NLB Banka a.d. Banja Luka has joined the Instant Payment System of Bosnia and Herzegovina 9/23/2026 Tweet NLB Banka a.d. Banja Luka has also joined the Instant Payment System of Bosnia and Herzegovina – IPS BiH. In this way, the network of IPS BiH participants is further expanding, while faster, safer and more affordable instant payments are provided to users, available 24 hours a day, 7 days a week, 365 days a year. IPS BiH enables the execution of payment transactions within a few seconds, thus improving the efficiency and availability of payment transactions in Bosnia and Herzegovina.