ZiraatBank BH d.d. in the IPS BH 9/29/2026 Tweet ZiraatBank BH d.d. joined the Instant Payment System of Bosnia and Herzegovina - IPS BH, thereby further expanding the network of banks that provide their clients with fast and simple instant payments. IPS BH enables the transfer of money 24 hours a day, 7 days a week, 365 days a year, with the execution of the transaction within a few seconds. By joining ZiraatBank BH d.d., IPS BH now brings together seven banks: ZiraatBank BH d.d., NLB Bank a.d. Banja Luka, Nova banka a.d. Banja Luka, Sparkasse Bank d.d. BiH, Intesa Sanpaolo Bank d.d. BiH, Raiffeisen Bank d.d. BiH and ATOS BANK a.d. Banja Luka.